Vcash
defunct Malaysian e-wallet service
vcash was a Malaysian digital wallet and online payment platform established in Shah Alam in November 2017, by Digi Telecommunications, a subsidiary of Telenor Group. vcash allowed users to make payments in local stores via a QR code, pay bills, top-up prepaid mobile phones, and do P2P transfers. Despite being a Digi product, user registration and usage of this service was opened to both Digi and non-Digi customers. Its competitors were GrabPay, Touch 'n Go eWallet, and Axiata's Boost. On 1 November 2019, Digi announced they were discontinuing vcash on 30 November 2019, two years after its launch, which were attributed to stiff competition from competitors that provide rewards to their users to retain customers in their services.
History
Digi Telecommunications launched vcash on 10 November 2017 in collaboration with Valyou Sdn Bhd, an e-cash issuing company authorized by the Central Bank of Malaysia. It was one of the first e-wallets in Malaysia. Despite being a Digi product, user registration and usage of this service was opened to both Digi and non-Digi customers. At that time of its launch, vcash had 500 touch points and 80 merchants nationwide that accepted vcash payments, and had plans to expand their services to more than 2000 merchants by the end of 2017. Digi claimed their transaction fee rate was at 0.8%, much lower compared to competing e-wallet services in Malaysia at the time.
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This entry incorporates text from “Vcash” on English Wikipedia. Contributors are listed in the page history. Text is available under the Creative Commons Attribution-ShareAlike 4.0 License. Selected authority identifiers and statements are retrieved from Wikidata under CC0; their references and qualifiers remain part of the verification path.