Private mortgage
Mortgage loan
A private mortgage is a type of mortgage loan whereby funds can be sourced from another person or business rather than borrowing from a bank or other finance provider. The private lender could be family, friends or others with personal relationships to the borrower.
Private mortgages were once commonly put in place by solicitors in rural locations throughout the United Kingdom, where the solicitor put borrowers and lenders together and protected the arrangement by using the borrower’s property as security.
With increases to competition and regulation introduced during the 1980s under UK Prime Minister, Margaret Thatcher, private mortgages became less commonplace - their prominence has however returned in recent years due to the decline in traditional means of finance.
This brief starts where responsible research should: with the source description of “Private mortgage” as mortgage loan. Everything that follows is an evidence route, not borrowed authority.
Why this record matters
The subject matters to the general reference register because the source frames it as mortgage loan. Its deeper value depends on whether names, dates, institutions and citations support that framing.
Named sources, stable identifiers and responsible institutions provide the strongest route from overview to verifiable evidence. The source revision retrieved here is dated Oct 8, 2024. The linked authority identifier is Q25348725. None of the 0 selected statements returned an explicit reference.
Overview language is designed for orientation and should not be treated as a substitute for the evidence cited beneath it. The source lead contains qualifying language; that uncertainty should survive quotation, summary and reuse. Authority statements aid reconciliation but still require their own references, qualifiers and ranks to be checked.
How to read it
Use the entry as an orientation point, then follow its citations and revision history. Names, dates and institutional relationships should be checked against the original record.
- Subject orientation
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The closest primary source, responsible institution and strongest cited specialist reference.
Three-step research path
- Establish the record: confirm the title “Private mortgage”, its source revision and the description used here.
- Expand the search: follow Private mortgage primary sources, Private mortgage archive and Private research across catalogues and specialist indexes.
- Test the account: compare the strongest cited source with the responsible institution’s current record and note any disagreement.
Questions for further research
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This entry incorporates text from “Private mortgage” on English Wikipedia. Contributors are listed in the page history. Text is available under the Creative Commons Attribution-ShareAlike 4.0 License. Selected authority identifiers and statements are retrieved from Wikidata under CC0; their references and qualifiers remain part of the verification path.