Pradhan Mantri Jan Dhan Yojana
financial scheme of the Indian government
Pradhan Mantri Jan Dhan Yojana (transl. Prime Minister's Public Finance Scheme) is a financial inclusion program of the Government of India open to Indian citizens (minors of age 10 and older can also open an account with a guardian to manage it), that aims to expand affordable access to financial services such as bank accounts, remittances, credit, insurance and pensions. This financial inclusion campaign was launched by the Prime Minister of India Narendra Modi on 28 August 2014. He had announced this scheme on his first Independence Day speech on 15 August 2014.
Run by Department of Financial Services, Ministry of Finance, under this scheme 15 million bank accounts were opened on inauguration day. The Guinness Book of World Records recognized this achievement, stating: "The most bank accounts opened in one week as a part of the financial inclusion campaign is 18,096,130 and was achieved by the Government of India from August 23 to 29, 2014". By 27 June 2018, over 318 million bank accounts were opened and over ₹792 billion (US$12 billion) were deposited under the scheme.
History
It was launched by the Prime Minister Narendra Modi on 15 August 2014. The slogan of the scheme is "Mera Khaata, Bhagya Vidhata" (meaning "My account, fortune maker") The scheme was launched after the failure of previous government schemes, including Swaabhimaan. Swaabhimaan was a 2011 campaign of the Government of India which aimed to bring banking services to rural areas.
Investments
Pradhan Mantri Jan-Dhan Yojana statistics as of 17 August 2022 (All figures in crores)
Number of bank accounts opened annually
Performance
Due to the preparations done in the run-up to the inauguration, 15 million bank accounts were opened on inauguration day.
The public source identifies “Pradhan Mantri Jan Dhan Yojana” as financial scheme of the Indian government. This brief keeps that definition visible, then builds a research path around Pradhan, Mantri and Dhan.
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Chronology, provenance and viewpoint should be read together before a broad social or political interpretation is accepted. The source revision retrieved here is dated Aug 11, 2026. The linked authority identifier is Q17633938. VIAF identifies the subject as 316553697. The Library of Congress control number is n2015232999. 1 of 2 selected statements include explicit references; 0 carry qualifiers and 0 use preferred rank. The first chronological checks are 2014, 2018, 2011 and 2022.
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This entry incorporates text from “Pradhan Mantri Jan Dhan Yojana” on English Wikipedia. Contributors are listed in the page history. Text is available under the Creative Commons Attribution-ShareAlike 4.0 License. Selected authority identifiers and statements are retrieved from Wikidata under CC0; their references and qualifiers remain part of the verification path.