Home Capital Group
Canadian holding company
Home Capital Group is a Canadian holding company. Through its subsidiary Home Trust Company, it provides Canadians a range of credit products including mortgages, credit cards and deposit services. It is regulated under federal legislation. Home Trust operates mainly in regions considered low risk where above average returns may be achieved; it also tends to focus on areas largely ignored by other mortgage lenders. During the 2008 economic crisis, it faced less competition (the number of competitors was halved over the last couple years) and its customer base is unique (overrepresented by people who have had credit problems). Mortgaged properties are residential and non-residential and include apartment and office buildings, hotels, construction and industrial complexes (retail mortgage lending which is also one of the main sources of organic growth, is at the core of the company's business).
In 2009, its stock outperformed that of eight major competitors in the uninsured mortgage market.
In 2010, it improved the technology used in data/information transfers, which increased the speed and overall efficiency of transactions. When the government of Canada added restrictions to mortgage lending, concerns were raised about new disruptions to Canada's housing market. Home Capital considered it beneficial to the market's overall stability.
“Home Capital Group” enters the record as canadian holding company. Crown Archives preserves that source wording while asking what Home, Capital and Group can confirm, complicate or overturn.
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Contemporary correspondence, administrative files and participant testimony can test how later narratives organized the event or institution. The source revision retrieved here is dated Jun 15, 2026. The linked authority identifier is Q5888270. 1 of 1 selected statements include explicit references; 0 carry qualifiers and 0 use preferred rank. The first chronological checks are 2008, 2009 and 2010.
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This entry incorporates text from “Home Capital Group” on English Wikipedia. Contributors are listed in the page history. Text is available under the Creative Commons Attribution-ShareAlike 4.0 License. Selected authority identifiers and statements are retrieved from Wikidata under CC0; their references and qualifiers remain part of the verification path.