North Carolina National Bank
former American bank
North Carolina National Bank (NCNB) was an American bank based in Charlotte, North Carolina, prior to 1960 called American Commercial Bank. It was one of America's top banking institutions between the 1960s-1990s. From 1974 to 1983, the bank was run by chairman and chief executive officer Tom Storrs. What was NCNB forms the core of today's Bank of America.
History
In 1957 American Trust Co. (founded 1901) and Commercial National Bank (founded 1876) merged to form American Commercial Bank in Charlotte, North Carolina. In 1960 American Commercial Bank merged with Greensboro-based Security National Bank to form North Carolina National Bank. While American Commercial was the nominal survivor, the merged bank gave up American Commercial's state charter to operate under the Greensboro bank's national charter. In 1969, it reorganized as a holding company, NCNB Corporation.
In 1983, Ellis Bank of Florida merged with NCNB and then, in 1986, NCNB announced plans for an 875-foot signature skyscraper in downtown Charlotte that would serve as its corporate headquarters.
Begin with the source’s own compact description: “North Carolina National Bank” is former American bank. The dossier treats that line as a proposition to test through North, Carolina and National, not as a finished interpretation.
Why this record matters
The phrase “former American bank” supplies a clear boundary for inquiry. It also exposes the unanswered questions: who defined that boundary, when it became stable and which sources sit outside it.
Named sources, stable identifiers and responsible institutions provide the strongest route from overview to verifiable evidence. The source revision retrieved here is dated Jun 6, 2026. The linked authority identifier is Q7054562. The Library of Congress control number is no89004873. None of the 3 selected statements returned an explicit reference. The first chronological checks are 1960, 1974, 1983 and 1957.
Overview language is designed for orientation and should not be treated as a substitute for the evidence cited beneath it. The lead is largely declarative, so disagreement and counter-evidence require a deliberate search beyond the opening account. Authority statements aid reconciliation but still require their own references, qualifiers and ranks to be checked.
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This entry incorporates text from “North Carolina National Bank” on English Wikipedia. Contributors are listed in the page history. Text is available under the Creative Commons Attribution-ShareAlike 4.0 License. Selected authority identifiers and statements are retrieved from Wikidata under CC0; their references and qualifiers remain part of the verification path.