Innovis
American consumer credit reporting agency
Innovis is the credit reporting division of CBC Companies and is considered the fourth largest consumer credit reporting agency in the United States, behind the "big three" Experian, TransUnion, and Equifax. Based in Columbus, Ohio, the company offers services such as fraud protection, credit information, identity verification, and receivables management.
Innovis is a subsidiary of CBC Companies, but companies that report debt activity, such as Verizon, refer to the company by the name "Innovis", or simply state that they report to "all four credit agencies".
Company history
Innovis began as ACB Services, founded by Associated Credit Bureaus (ACB) in 1970.
In 1989, ACB Services was purchased and renamed Consumers Credit Associates (CCA). First Data Corporation purchased CCA and renamed it Innovis, Inc. in 1997. Most recently, CBC Companies purchased Innovis, Inc. in 1999.
Although they have the same parent company, Innovis is different than CBCInnovis, which merged with mortgage credit-reporting agency, Factual Data, in 2019.
The public source identifies “Innovis” as american consumer credit reporting agency. This brief keeps that definition visible, then builds a research path around Innovis, American and consumer.
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This entry incorporates text from “Innovis” on English Wikipedia. Contributors are listed in the page history. Text is available under the Creative Commons Attribution-ShareAlike 4.0 License. Selected authority identifiers and statements are retrieved from Wikidata under CC0; their references and qualifiers remain part of the verification path.