Eika Gruppen
alliance of local Norwegian savings banks
Eika Gruppen, formerly Terra-Gruppen, branded as Terra is a strategic alliance among 77 local Norwegian savings banks that co-ordinates work within the areas defined as falling within the alliance. The group supplies products and services to banks and other actors within the financial sector. The services of Eika include product development, procurement of services and products relating to information technology and payment processing, project management, training and expertise development. The financial companies provides a wide range of financial products, including securities, insurance and real estate agencies, financing and debit cards and credit cards. The alliance has its headquarters in Oslo, Norway, and the owner banks have total assets of NOK 250 billion.
Subsidiaries
Aktiv Eiendomsmegling (real estate agencies incl franchise)
Aktiv Eiendomsoppgjør (real estate services)
Eika BoligKreditt (mortgage finance)
Eika Kredittbank (credit and debit cards, consumer finance)
Eika Kapitalforvaltning (funds manager)
Eika Forsikring (insurance)
History
The alliance was founded in 1997 as Eika Gruppen as a consequence of the new trends in Norwegian banking. Previously there had been a massive merging among Norwegian savings banks, resulting in a number of regional savings banks, the largest of these being Sparebanken NOR that was a merger between a total of more than one hundred banks. In 1996 a lot of the other large, regional banks formed an alliance called SpareBank 1 to provide an umbrella for their operations. At the same time both the large savings banks and the commercial banks had two new trends; a new technological platform with online banking and the banks providing the total range of financial services, also including savings, securities and insurance. Also the small, independent savings banks who had not merged needed to provide these services.
The public source identifies “Eika Gruppen” as alliance of local Norwegian savings banks. This brief keeps that definition visible, then builds a research path around Eika, Gruppen and alliance.
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Named sources, stable identifiers and responsible institutions provide the strongest route from overview to verifiable evidence. The source revision retrieved here is dated Jul 4, 2026. The linked authority identifier is Q7703031. VIAF identifies the subject as 3988149368840385980008. None of the 3 selected statements returned an explicit reference. The first chronological checks are 1997 and 1996.
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This entry incorporates text from “Eika Gruppen” on English Wikipedia. Contributors are listed in the page history. Text is available under the Creative Commons Attribution-ShareAlike 4.0 License. Selected authority identifiers and statements are retrieved from Wikidata under CC0; their references and qualifiers remain part of the verification path.