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Fred Loya Insurance

American car insurance company

Layered newspapers, civic records and oral-history reels arranged as chronological evidence
History and societyInterpretive dossier study · Crown Archives visual atlas
Record originEnglish Wikipedia
Text licenseCC BY-SA 4.0
Source revisionSep 17, 2026
Entity authorityQ5495810
Source-derived summary

Fred Loya Insurance is a Texas based Hispanic 500 car insurance company. As of 2016 the company had 5,200 employees and 700 offices in Alabama, Arizona, California, Colorado, Georgia, Illinois, Indiana, New Mexico, Nevada, Ohio and Texas. It is the 18th largest Latino-owned company in the country.

The company is headquartered in El Paso, Texas and owned by Fred Loya, a Latin American. Loya began selling insurance in 1974. In 2008 Loya consolidated three San Antonio claims centers into one.

History and current company structure

Fred Loya started Loya Insurance Group in 1974 in El Paso, Texas. It began as a single store front office and has since expanded to more than 361 agencies across six states California, Colorado, Illinois, New Mexico, Nevada and Texas.

The Loya Insurance Group agencies are located in multiple types of locations such as shopping centers, grocery stores, street corners, and office buildings. The agencies are in both small and large towns and cities and focus on being in places where the lower income people go on a regular basis.

Editorial summary

“Fred Loya Insurance” enters the record as american car insurance company. Crown Archives preserves that source wording while asking what Fred, Loya and Insurance can confirm, complicate or overturn.

Editorial reviewA strong contextual entry point for chronology, institutions and public events when official records are distinguished from later interpretation. The current lead gives the account dated anchors—2016, 1974, 2008—that can be checked directly. The linked authority record independently contributes the date 1975. Its strongest next move is a source search built around Fred, Loya and Insurance.
Editorial analysis

Why this record matters

“Fred Loya Insurance” is worth following because a concise public description often conceals a longer documentary argument. Here, Fred, Loya and Insurance provides the most credible route into that argument.

Evidence profile

The record creator and administrative purpose are central evidence, because official documentation reflects both action and institutional priorities. The source revision retrieved here is dated Sep 17, 2026. The linked authority identifier is Q5495810. 2 of 2 selected statements include explicit references; 0 carry qualifiers and 0 use preferred rank. The first chronological checks are 2016, 1974 and 2008.

Critical limits

Official terminology may obscure informal participation, dissent or communities documented only indirectly. The lead is largely declarative, so disagreement and counter-evidence require a deliberate search beyond the opening account. Authority statements aid reconciliation but still require their own references, qualifiers and ranks to be checked.

How to read it

Compare institutional narratives with records created by participants and affected communities. Dates and formal titles are useful anchors, but not substitutes for context.

Best used for
  • Event chronology
  • Institutional context
  • Locating named record creators
Verify next

Contemporary correspondence, government or organizational records, oral histories and cited historical scholarship.

Three-step research path

  1. Establish the record: confirm the title “Fred Loya Insurance”, its source revision and the description used here.
  2. Expand the search: follow Fred Loya Insurance primary sources, Fred Loya Insurance archive and Fred research across catalogues and specialist indexes.
  3. Test the account: compare the strongest cited source with the responsible institution’s current record and note any disagreement.

Questions for further research

  1. Which source most directly establishes the central claim about “Fred Loya Insurance”?
  2. Which voices are present, absent or mediated by the institution?
  3. What chronology connects this entry to wider political or social change?
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Source & attribution

This entry incorporates text from Fred Loya Insurance” on English Wikipedia. Contributors are listed in the page history. Text is available under the Creative Commons Attribution-ShareAlike 4.0 License. Selected authority identifiers and statements are retrieved from Wikidata under CC0; their references and qualifiers remain part of the verification path.