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Community Mortgage Program

housing initiative in the Philippines

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General referenceInterpretive dossier study · Crown Archives visual atlas
Record originEnglish Wikipedia
Text licenseCC BY-SA 4.0
Source revisionFeb 26, 2026
Entity authorityQ5154824 ↗
Source-derived summary

The Community Mortgage Program is a socialized housing initiative of the Philippine Government. By 2001, 106,273 families had found secure tenure.

Program

The Community Mortgage Program (CMP) was set up following the People Power Revolution of 1986. It aims to help low-income families who are squatting to find secure tenure by establishing community associations to buy land, to set up infrastructure and to build houses. In 1992, the CMP was taken under the National Shelter Program by Republic Act Number 7279, the Urban Development and Housing Act. Then in 2004, Social Housing Finance Corporation (SHFC) was created through Executive Order Number 272 and the CMP alongside other housing initiatives was moved under its control.

In the 1990s, individual families could get loans to fund housing construction, namely 30,000 pesos for undeveloped land, 45,000 pesos for developed land and 80,000 pesos for a house with lot. The loans were given at 6% interest on a 25-year repayment plan.

In 2011, the urban poor organization Kalipunan ng Damayang Mahihirap (Kadamay, or Federation of Mutual Aid for the Poor) stated that the Community Mortgage Program fails to address the needs of urban poor residents, many of whom do not have a stable income to repay their loans.

Legacy

The efficiency of the program was challenged by budget cuts and crises in the National Housing Mortgage Finance Corporation.

Editorial summary

This brief starts where responsible research should: with the source description of “Community Mortgage Program” as housing initiative in the Philippines. Everything that follows is an evidence route, not borrowed authority.

Editorial reviewA concise reference frame for defining the subject, testing terminology and identifying the institution closest to the evidence. The current lead gives the account dated anchors—2001, 1986, 1992, 2004—that can be checked directly. The selected authority fields contribute no independent date. The account is most persuasive where Community, Mortgage and Program can be independently traced.
Editorial analysis

Why this record matters

The subject matters to the general reference register because the source frames it as housing initiative in the Philippines. Its deeper value depends on whether names, dates, institutions and citations support that framing.

Evidence profile

Vocabulary and entity names are the principal evidence signals here, because they determine the precision of every later search. The source revision retrieved here is dated Feb 26, 2026. The linked authority identifier is Q5154824. None of the 0 selected statements returned an explicit reference. The first chronological checks are 2001, 1986, 1992 and 2004.

Critical limits

Overview language is designed for orientation and should not be treated as a substitute for the evidence cited beneath it. The lead is largely declarative, so disagreement and counter-evidence require a deliberate search beyond the opening account. Authority statements aid reconciliation but still require their own references, qualifiers and ranks to be checked.

How to read it

Use the entry as an orientation point, then follow its citations and revision history. Names, dates and institutional relationships should be checked against the original record.

Best used for
  • Subject orientation
  • Search vocabulary
  • Locating named sources
Verify next

The closest primary source, responsible institution and strongest cited specialist reference.

Three-step research path

  1. Establish the record: confirm the title “Community Mortgage Program”, its source revision and the description used here.
  2. Expand the search: follow Community Mortgage Program primary sources, Community Mortgage Program archive and Community research across catalogues and specialist indexes.
  3. Test the account: compare the strongest cited source with the responsible institution’s current record and note any disagreement.

Questions for further research

  1. Which source most directly establishes the central claim about “Community Mortgage Program”?
  2. What terminology or title could unlock a more precise catalogue search?
  3. Which cited source is closest to the event, object or claim?
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Source & attribution

This entry incorporates text from “Community Mortgage Program” on English Wikipedia. Contributors are listed in the page history. Text is available under the Creative Commons Attribution-ShareAlike 4.0 License. Selected authority identifiers and statements are retrieved from Wikidata under CC0; their references and qualifiers remain part of the verification path.