Colony Ridge, Texas
subdivisions in Texas
Colony Ridge is a collection of subdivisions in unincorporated Liberty County, Texas, United States. It is approximately 30 miles (48 km) northeast of Downtown Houston.
The Colony Ridge subdivisions have been developed by Colony Ridge, LLC, led by brothers John Harris and William Trey Harris. They advertise mainly in Spanish to the Hispanic market through using the names Terrenos Houston (Houston Terrains), Terrenos Santa Fe (Santa Fe Terrains), Santa Fe, Terrenos Parkway 99 (Parkway 99 Terrains), and Lotes y Ranchos (Lots and Ranches) among others.
Colony Ridge has been accused of using predatory lending practices to Hispanic migrants to buy land in their developments by the Department of Justice and the Consumer Financial Protection Bureau stating "bait-and-switch sales and predatory financing."
U.S. Attorney Alamdar S. Hamdani for the Southern District of Texas said, “As alleged in the complaint, Colony Ridge’s exploitative practice began with misleading advertising on platforms like TikTok and often ended with families facing economic ruin, no home and shattered dreams."
On March 14, 2024, Texas Attorney General Ken Paxton sued Colony Ridge and its owner, John Harris, for "have built a sprawling community northeast of Houston on a foundation of false, misleading, and deceptive sales, marketing, and lending practices. Colony Ridge’s business model is predicated on churning land purchasers through a foreclosure mill."
History
Colony Ridge began operations in 2011 and uses several company names to market to the Hispanic community. Terrenos Houston (Houston Terrains) & Terrenos Santa Fe (Santa Fe Terrains) are its most popular brand names; however, they also advertise in social media with names such as Lotes y Ranchos (Lots and Ranches) among others. Brothers John and Trey Harris, and Kevin Harris, the cousin of John and Trey, own the company.
The regulatory oversight over construction was relatively small, as purchasers were not required to have Social Security numbers or credit scores, and according to Molly Hennessy-Fiske of the Washington Post, land was inexpensive; these factors caused the journalist to characterize the development as having "hallmarks of the oft-cited Texas Miracle". The lack of requiring Social Security allowed people who did not legally immigrate to the United States to acquire property.
The public source identifies “Colony Ridge, Texas” as subdivisions in Texas. This brief keeps that definition visible, then builds a research path around Colony, Ridge and Texas.
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