Cairns Bank
Australian financial institution

Cairns Bank (formerly and commonly known as "Cairns Penny") is an Australian financial institution, operating primarily in retail banking. It is owned by its customers. It was established in April 1899.
Cairns Bank operates a single outlet at 24 Grafton Street, Cairns City, Queensland (16.9256°S 145.7773°E / -16.9256; 145.7773 (Cairns Bank)).
History
On Saturday 22 April 1899, the Cairns Penny Savings Bank opened for the first time. On the first day 86 accounts were opened and a total of £17/1/9 was deposited with the smallest deposit being one penny.
Over the years, the bank has undergone various transformations and name changes due to legislative changes. These are summarised below:
See also
Banking in Australia
List of banks
List of banks in Australia
List of banks in Oceania
List of oldest companies in Australia
References
Further reading
The Cairns Co-operative Weekly Penny Savings Bank Ltd. established 1889 : 67 years of progress and development. The Bank.
“Cairns Bank” enters the record as australian financial institution. Crown Archives preserves that source wording while asking what Cairns, Bank and Australian can confirm, complicate or overturn.
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Contemporary correspondence, administrative files and participant testimony can test how later narratives organized the event or institution. The source revision retrieved here is dated Sep 15, 2025. The linked authority identifier is Q96374261. Authority coordinates are -16.926, 145.777. 1 of 2 selected statements include explicit references; 1 carry qualifiers and 0 use preferred rank. The first chronological checks are 1899 and 1889.
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This entry incorporates text from “Cairns Bank” on English Wikipedia. Contributors are listed in the page history. Text is available under the Creative Commons Attribution-ShareAlike 4.0 License. Selected authority identifiers and statements are retrieved from Wikidata under CC0; their references and qualifiers remain part of the verification path.